SAVING Money To Travel WITHOUT Credit Cards

If I had a dollar for every time someone asked me how I afford to travel so often, I think I’d have thousands more to be able to travel. So today, let’s talk about how to save money to travel without credit cards. I always have conversations with people and they ask me what I do for a living that allows me to be able to travel often and to far away places.

Today I just want to talk about how I save money to be able to travel as often as I do. In this blog post, I’ll outline how exactly I save funds to travel and guess what? It doesn’t involve credit cards with airline miles. Although credit cards with airline miles is an AMAZING WAY to earn free flights and hotels, everyone doesn’t have the credit for that, and sometimes the funds to pay an entire card card off every month. But my method, it involves simple strategic planning and self control.

Facing The Reality & Possibility

I truly want people to know that it really isn’t as expensive to travel as they think it is. I also know that everyone has their vice. Some people’s vice is food, some have an expensive shoe habit, some people love to party every weekend. My vice is travel. It’s something that I feel like I cannot live without. Traveling has bought me so much joy in some of the darkest times in my life. Travel gives me something to strive for at this point in my life since I am unmarried and childless *laughs* but at some point I’ll have those things. At this point though, travel is what I strive for each and every year.

I will advise you, if you don’t have a strong want/need to travel, these tips might not work for you. But I will go over how I’m able to save for my voyages as well as have money to fund the trips that I go on often.

1. Have a dedicated savings account.

The most important thing is having some place to STORE the funds as you save. I would advise that you to open a savings account that isn’t attached to your checking account for easy access. I’ve found this to come in handy in plenty of instances when I wanted to spend money that was apart of my dedicated “travel fund/travel allowance.” The harder it is to reach the funds, the more you save. It’s simple science. My account is through Discover. The interface is beautiful, the savings interest is one of the best in the industry, and the customer service is impeccable.

Save Money To Travel

2. Set a goal amount.

What are you saving for? Do you need $3000 to go to Spain? Do you need the funds to book an international plane ticket? What is your motivation? Set your fund goal according to destination and start from there. The sooner you start, the sooner you’ll have the funds to go.

3. If you have money to eat out, you have money to put in a “travel fund”

My rule of thumb is that if I can eat out, I can put money away. For the longest I’ve always felt like eating out constantly is a waste of money. $10-$15 a meal adds up quickly, and the next thing you know, you’ve eaten out so much you could’ve paid for a plane ticket! I have a rule for myself. Every time I eat out, I Zelle $10.00 to my travel savings account. After a while, the $10.00 adds up and I also teach myself self discipline, consequently that begins to fatten my travel fund.

Check out “Trip Planning 101: How Do I Plan A Trip”

4. Sign up for a on-demand delivery service to earn extra funds (I.E – Shipt, DoorDash, Postmates, etc.)

In addition to my full-time job, I also work for Shipt. I do on demand grocery delivery service. I only do this when I have a little extra time in my day or I need something active to do. The money is great, the tips are great and I get paid every week for the previous weeks work. When I receive those funds. I pay myself 10% and put the rest into my travel fund. I consider that income as extra income, so I don’t put it into my checking account to potentially disappear.

5. Referral Programs & Renting Your Space

There are several referral programs out there that offer credit in exchange for introducing someone new to the platform. I’ve seen these referral fees range from $5-$50. (I. E AirBnB) This is one way to earn money for travel that people often forget about. Those referral credits can add up fast! For instance, sometimes those referrals can pay for your accommodations for your entire stay, and then all you have to pay for is a plane ticket.

I also recommend renting your space. Renting out your space is a quick way to rack up extra cash to have for your trips. Rent out a room, or rent out your entire home and stay with a friend/relative for the time being. Perfect idea for people who are open to being a host.

Click HERE to see about being a host for HomeAway.

Get smart about maximizing saving money and you’ll have the funds to travel in no time. Voyagers, what are some of your tips that you use to save for a Voyage/Vacation/Trip? Oh! Don’t forget to sign up for my email newsletter for more travel content. Sound off in the comments!




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